[{"data":1,"prerenderedAt":93},["ShallowReactive",2],{"site-nav":3},{"sections":4,"hubs":65,"guides":81},[5,32,43,58],{"heading":6,"items":7},"Loans & debt · India",[8,12,16,20,24,28],{"path":9,"name":10,"blurb":11},"\u002Fin\u002Fhome-loan-prepayment-calculator","Prepayment calculator","Model lump sums, monthly top-ups and yearly bonuses together, and see what each one removes from your interest bill.",{"path":13,"name":14,"blurb":15},"\u002Fin\u002Fhome-loan-emi-calculator","EMI calculator","Work out the monthly instalment from your balance, rate and remaining tenure — with the full schedule behind it.",{"path":17,"name":18,"blurb":19},"\u002Fin\u002Fhome-loan-amortization-schedule","Amortization schedule","The complete payment-by-payment breakdown — opening balance, interest, principal and closing balance, year by year.",{"path":21,"name":22,"blurb":23},"\u002Fin\u002Fhome-loan-part-payment-calculator","Part payment calculator","One lump sum, one date. See the interest it removes and the months it cuts before you commit the money.",{"path":25,"name":26,"blurb":27},"\u002Fin\u002Freduce-emi-or-tenure-calculator","Reduce EMI or tenure","The one decision that changes your outcome most. Both options costed simultaneously on your own loan.",{"path":29,"name":30,"blurb":31},"\u002Fin\u002Fhome-loan-foreclosure-calculator","Foreclosure calculator","Closing the whole loan early. Weighs the interest saved against every charge, and reports a signed net benefit.",{"heading":33,"items":34},"Loans & debt · United Kingdom",[35,39],{"path":36,"name":37,"blurb":38},"\u002Fuk\u002Fmortgage-overpayment-calculator","Mortgage overpayment","For UK mortgages. Model lump sums and monthly overpayments against your 10% annual allowance and any early repayment charge.",{"path":40,"name":41,"blurb":42},"\u002Fuk\u002Fmortgage-payoff-calculator","Mortgage payoff planner","For UK mortgages. Work backwards from what you can afford each month, or from the year you want to be mortgage-free.",{"heading":44,"items":45},"Savings & investing",[46,50,54],{"path":47,"name":48,"blurb":49},"\u002Fcompound-interest-calculator","Compound interest calculator","Grow a lump sum and regular deposits at any rate and compounding frequency, year by year, in the currency you choose.",{"path":51,"name":52,"blurb":53},"\u002Fcagr-calculator","CAGR calculator","Turn a starting value, an ending value and a holding period into one smoothed annual growth rate.",{"path":55,"name":56,"blurb":57},"\u002Finflation-calculator","Inflation calculator","See what today's prices will cost in future, and what today's money will buy, at any inflation rate.",{"heading":59,"items":60},"Savings & investing · India",[61],{"path":62,"name":63,"blurb":64},"\u002Fin\u002Fsip-calculator","SIP calculator","Project a monthly mutual fund SIP, with an optional yearly step-up, using AMFI's start-of-month convention.",[66,72,76],{"path":67,"name":68,"label":69,"description":70,"updated":71},"\u002Floans","Loans & debt","All loan calculators","Free loan and mortgage calculators that show the full repayment schedule behind every figure: EMI, prepayment, part payment, foreclosure and payoff, for Indian home loans and UK mortgages.","2026-09-10",{"path":73,"name":44,"label":74,"description":75,"updated":71},"\u002Finvesting","All savings and investing calculators","Free savings and investment calculators that show their working: compound interest with regular deposits, CAGR, and inflation and purchasing power in any currency, plus a SIP calculator for Indian mutual funds.",{"path":77,"name":78,"label":79,"description":80,"updated":71},"\u002Fin","India","All India calculators","Free calculators for India, in rupees: home loan EMI, prepayment, part payment, foreclosure and whether to cut your EMI or your tenure, plus a mutual fund SIP calculator — each showing the working behind its figures.",[82,88],{"slug":83,"title":84,"blurb":85,"updated":86,"minutes":87},"reduce-emi-or-tenure","Reduce EMI or reduce tenure? How to decide","The single choice that decides most of what a prepayment is worth.","2026-09-03",6,{"slug":89,"title":90,"blurb":91,"updated":71,"minutes":92},"home-loan-prepayment-charges","Home loan prepayment and foreclosure charges: what you can be charged","What lenders may and may not charge you for paying early, and what changed on 1 January 2026.",5,1789052309822]