Guides
The reasoning behind the numbers
The calculators tell you what a decision costs. These explain why, what your lender is likely to do, and what to ask for in writing. Every regulatory claim cites a primary source and carries the date we last checked it.
Reduce EMI or reduce tenure? How to decide
The single choice that decides most of what a prepayment is worth.
Last reviewed 2026-09-03 · 6 min read
Home loan prepayment and foreclosure charges: what you can be charged
What lenders may and may not charge you for paying early, and what changed on 1 January 2026.
Last reviewed 2026-09-10 · 5 min read